• Home
  • News
  • Personal Finance
    • Savings
    • Banking
    • Mortgage
    • Retirement
    • Taxes
    • Wealth
  • Make Money
  • Budgeting
  • Burrow
  • Investing
  • Credit Cards
  • Loans

Subscribe to Updates

Get the latest finance news and updates directly to your inbox.

Top News

Why Small Businesses Should Choose Resilience Over Growth This Year

February 4, 2026

The Washington Post Just Laid Off One-Third of Its Staff

February 4, 2026

How Your M&A Deal Could Go Sideways Even After Closing

February 4, 2026
Facebook Twitter Instagram
Trending
  • Why Small Businesses Should Choose Resilience Over Growth This Year
  • The Washington Post Just Laid Off One-Third of Its Staff
  • How Your M&A Deal Could Go Sideways Even After Closing
  • Are Blue States Really Paying More for Electricity Than Red States? Here’s What the Data Says.
  • As a CPA, I Thought I Knew Social Security — Until I Retired. Here Are 5 Costly Blunders Even the Experts Make.
  • The Lithium Gold Rush Just Minted a $1B Unicorn
  • Crypto Builders Can’t Ignore This Crucial Component Anymore
  • Good Partners Make You Rich. Bad Partners Bankrupt You.
Wednesday, February 4
Facebook Twitter Instagram
Micro Loan Nexus
Subscribe For Alerts
  • Home
  • News
  • Personal Finance
    • Savings
    • Banking
    • Mortgage
    • Retirement
    • Taxes
    • Wealth
  • Make Money
  • Budgeting
  • Burrow
  • Investing
  • Credit Cards
  • Loans
Micro Loan Nexus
Home » Are You Buying A Useful Thing, Or A Fantasy?
Savings

Are You Buying A Useful Thing, Or A Fantasy?

News RoomBy News RoomAugust 5, 20232 Views0
Facebook Twitter Pinterest LinkedIn WhatsApp Reddit Email Tumblr Telegram

Years ago I had a serious problem of buying stuff that never got used. It was pretty terrible. Hobby supplies, activities, and other stuff piled up in the closets, most of it unused. One day after the closets got too full, I broke down and started cleaning it all out.

As I put it in piles to donate or sell, I racked my brain trying to figure out how it had all gotten there in the first place.

Was I having some sort of breakdown? Trying to compensate for misery by shopping? What in the world was going on with me? I’m not normally a huge shopper, but for whatever reason I had gone completely overboard.

Fantasy Life

After a while, I finally figured it out. All of that stuff represented a fantasy life that I wanted. (Why I needed that fantasy is the stuff of therapy, but let’s just say there was some fear and unhappiness at the time that contributed.) What’s funny is that I wasn’t having your typical fantasy of a bigger house/nicer car/luxury vacations/expensive clothes, but a fantasy of being more accomplished, well-rounded, or engaged in interesting things.

Most of the stuff I purchased related to jobs, hobbies, or other activities that I felt were interesting or fun, or which I should want to be engaged in, yet which I had no real interest in learning or accommodating. (Or, at most, only a passing interest. But it all just sounded so cool!)

That was the worst part of the fantasy: I never had any plans for how to actually use the stuff I bought. Did I ever sign up for a class? Study anything on YouTube? Read a book about the subject? (In some cases, yes, but mostly no. And for sure there was no follow-through.) I bought art supplies with no real plan to get better at art. Tools with no real plan to get better at DIY. Puzzles and board games with no idea how I’d carve time out of my schedule to play with them. (And, in the case of games, where other players would even come from.) The list goes on. It obviously makes no sense now, but at the time it somehow seemed sensible to think that I could buy my way into this fantasy of being a more well-rounded/accomplished person.

Irrational Spending

That’s the joy of irrationality. Everything seems sensible at the moment, but in hindsight, you can see how stupid it is. In my head, I was fantasizing about how I’d like to learn these things and eventually be proficient. Excellent, even. I imagined myself as already great at this thing. People would think I was cool and intelligent. I would think I was cool and intelligent. 

Instead of buying because I truly wanted to learn something, I was buying based on thinking, “How nice it would be if already knew how to do this thing.” It’s a fine distinction, but an important one. Without a plan to go from buying to proficiency, I was living in a dream world. Thinking I’d have the time to do these things was another related mistake. The better approach would be to learn these things first (and rearrange my life to accommodate the time required) and only then buy.

Learning and making the time commitment should act as a purchase litmus test. If I can’t/won’t make the time or effort to first learn how to do a thing, how important is it to me, really? It’s certainly not worth wasting a bunch of money on stuff to dump in a closet. Instead of buying, I should have looked at the tools (for example) and said, “Okay. That looks like something that would be useful. But let me see if I can find a class or some tutorials and see if I’ll really enjoy the projects that this tool requires.” In the case of art supplies, I should have said, “That looks like fun. Let’s see if I can find some classes first to see if I even have a slight aptitude for this.”

Had I stopped to recognize the fact that I was dreaming and not living in reality, I would have saved a bunch of money (and time spent ultimately disposing of the stuff). I think it’s natural to imagine ourselves as great at things, but we have to check that fantasy before we get to the cash register. We have to determine if this thing we’re buying is servicing a true need or an irrational/imagined need. Are we buying something useful to us right now, or are we buying a fantasy of how we want to be?

I think some of this comes with time and experience. Maybe we all have to go through our “stupid fantasy” periods before we fully understand ourselves. Perhaps this is why older people (generally) seem to buy less stuff. They’ve lived through the fantasies and understand their realities much better than they used to. All I know is that if you can short-circuit the fantasy before you fork over the credit card, you’ll be better off in the long run. Buy what you need today, and only buy for future you after you’ve demonstrated a commitment to truly becoming that future person. 

Read More:

  • Finding Another Way to Live the Dream
  • Your Dreams Aren’t Big Enough
  • Passion vs. Real Life

Come back to what you love! Dollardig.com is the most reliable cash-back site on the web. Just sign up, click, shop, and get full cashback!

Read the full article here

Featured
Share. Facebook Twitter Pinterest LinkedIn Tumblr Email

Related Articles

Why Small Businesses Should Choose Resilience Over Growth This Year

Investing February 4, 2026

The Washington Post Just Laid Off One-Third of Its Staff

Make Money February 4, 2026

How Your M&A Deal Could Go Sideways Even After Closing

Make Money February 4, 2026

Are Blue States Really Paying More for Electricity Than Red States? Here’s What the Data Says.

Burrow February 4, 2026

As a CPA, I Thought I Knew Social Security — Until I Retired. Here Are 5 Costly Blunders Even the Experts Make.

Make Money February 4, 2026

The Lithium Gold Rush Just Minted a $1B Unicorn

Make Money February 3, 2026
Add A Comment

Leave A Reply Cancel Reply

Demo
Top News

The Washington Post Just Laid Off One-Third of Its Staff

February 4, 20260 Views

How Your M&A Deal Could Go Sideways Even After Closing

February 4, 20260 Views

Are Blue States Really Paying More for Electricity Than Red States? Here’s What the Data Says.

February 4, 20261 Views

As a CPA, I Thought I Knew Social Security — Until I Retired. Here Are 5 Costly Blunders Even the Experts Make.

February 4, 20262 Views
Don't Miss

The Lithium Gold Rush Just Minted a $1B Unicorn

By News RoomFebruary 3, 2026

Disclosure: Our goal is to feature products and services that we think you’ll find interesting…

Crypto Builders Can’t Ignore This Crucial Component Anymore

February 3, 2026

Good Partners Make You Rich. Bad Partners Bankrupt You.

February 3, 2026

Revenue Growth Means Nothing If You Ignore This Key Metric

February 3, 2026
About Us

Your number 1 source for the latest finance, making money, saving money and budgeting. follow us now to get the news that matters to you.

We're accepting new partnerships right now.

Email Us: [email protected]

Our Picks

Why Small Businesses Should Choose Resilience Over Growth This Year

February 4, 2026

The Washington Post Just Laid Off One-Third of Its Staff

February 4, 2026

How Your M&A Deal Could Go Sideways Even After Closing

February 4, 2026
Most Popular

10 Essential Items for Your Winter Emergency Car Kit

December 2, 20258 Views

Why AI Brand Mentions Are Becoming a Business Metric

December 8, 20256 Views

Do These 11 Things Now—Make $6,000+ More in 2026

December 3, 20256 Views
Facebook Twitter Instagram Pinterest Dribbble
  • Privacy Policy
  • Terms of use
  • Press Release
  • Advertise
  • Contact
© 2026 Micro Loan Nexus. All Rights Reserved.

Type above and press Enter to search. Press Esc to cancel.